Re: Credit dispute

Posted by Bob on April 25, 2001 at 03:29:24:

In Reply to: Credit dispute posted by Justin on April 17, 2001 at 21:20:44:

After they have confirmed an item once, you have
to be careful, and go slow to avoid getting their
attention. If you dispute an account repeatedly
within a short period of time, they may flag you
as attempting credit repair, and then ignore
your subsequent disputes as "firvolous and irrelevent."

Wait six months, then dispute some other negative
account (if you have other negative items on your
credit report.) Never dispute more than two or
three items at a time. If you don't have any other
negative items, then maybe dispute this one again,
without mentioning your previous dispute.

If, by chance, this item really is an error, then
you should immediately ask Equifax for the name and
contact info of whoever (at the creditor) confirmed
the disputed item, and then you should call or write
that person and explain the situation.

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