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I agree with this poster.


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Posted by Drew (24.59.27.46) on February 23, 2004 at 18:06:15:

In Reply to: Re: Wolpoff & Abramson arbitration filing! Help!!! posted by Roger on February 23, 2004 at 12:58:17:

I agree that you should send an arbitration rejection letter if you cannot pay them or you should demand validation and use every means available that you have to force them to provide proof.

Sending the validation letter crrr will give you the ammunition you need for violations in the event they still collect. A consumer never loses the right to validate and the collection agency and attorney are bound by FDCPA not to attempt any collection activities including legal action (which arbitration is) until validation has been made. If they do you have grounds for countersuing.

This outfit always plays hardball, gets the arbitration award, rarely settles. Once they get the arbitration award, they will turn it over to a local attorney who will be contacting you for payment. They will sue if you don't pay. There is no negotiating with them.

Do they have the goods to win in court. They always have enough goods to get the arbitration award because they always win. However, I have been following this and I haven't heard yet of one case that beats them in court, although there are several posters here who are trying and the outcome is not decided.

Either pay, fight it in court or go bankrupt. This outfit does not give up and have the system pretty much rigged and wired in their favor.

Good luck.




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