Blatent Re-Aging
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Posted by Margaret
(209.30.36.1) on February 27, 2004 at 02:43:21:
My husband & I both reviewed our Experian credit reports this week. We noticed on his that an old account from Sears appeared twice under two different creditors and two different names. First off, how did they change the amount due from 875 to 908, and how did they reage the account now showing it was opened on 6/2003?? And most importantly, can they list this TWICE on his credit report??? Please help. Here's the details: CBUSASEARS Account Number:
115002826.... Status:
Transferred/Account charged off. $875 written off.
Date Opened:
03/2000
Date of Status:
06/2003
Last Reported:
06/2003
High Balance:
$877
Creditor's statement: Purchased by another lender. Account History:
Charge Off as of 8-2002 to 6-2003
SHERMAN ACQUISITION
Account Number:
115002826....
Original Creditor:
SEARS
Status:
Collection account. $908 past due as of 1-2004.
Date Opened:
06/2003 Date of Status:
09/2003 Last Reported:
01/2004 Credit Limit/Original Amount:
$875
Recent Balance:
$908 as of 01/2004
Account History:
Collection as of 11-2003 to 1-2004, 9-2003
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