Re: Okay the very VERY last question, Why Chat (I promise)
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Posted by Why Chat (209.240.205.61) on February 29, 2004 at 21:30:01:
In Reply to: Re: Okay the very VERY last question, Why Chat (I promise) posted by Heather on February 29, 2004 at 21:17:02:
Send the SOL letter, use the 2 year SOL statute. The WORST that can happen is that they will respond with proof that you signed an application. They STILL would have to prove the date of first default. By the time they get the proof sent to them from the MBNA archives, (assuming it is still available) you will be well beyond the 4 year SOL. IF they file suit, which I doubt,they would REALLY need to have FULL documentation, and W & A "rentalawyers" are infamous for their looking for only easy default judgments. Aside from anything else, make sure you opt out ASAP. IF you fight THIS one, there is much less chance of anyone else going after you.
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