Reading the mini miranda correctly
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Posted by Bob3
(68.95.129.123) on March 04, 2004 at 03:08:28:
In Reply to: Re: Info from other site: Validation & Rights posted by Bob3 on March 04, 2004 at 00:03:32:
The alleged debtor tells the CA what he wants, ie verification "OR" judgment "OR" something else. The CA does not have the option of what info to provide, ie just the OC's address. + + + + + FDCPA Section 809. Validation of debts [15 USC 1692g] (b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector.
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