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CA letter vs SOL & Charge Off "88?


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Posted by egads (24.152.132.181) on March 08, 2004 at 22:16:04:

Hello from California,

I received a CA letter citing 30 days to respond to its validity. This company purchased the account from another CA. They left 3 phone messages to return a call regarding "personal business." I didn't respond. Then sent the letter to my PO Box (regular mail) addressed to my former married name. I haven't responded to that either.

I believe the account (in my former married name) was charged off in 1988. The account was in my name but misused by my husband. As a result, when we divorced the judge decreed that the bill was to be split evenly.

Hasn't the SOL passed by now?

I bought a house in 2001 and refinanced in 2003, neither of which transactions showed any record of the aforementioned debt. I assumed it was long gone.

I'm clueless what to do. Please advise and thank you.


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