Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: wage garnishment - Clarification


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by Taziblue (68.215.38.66) on March 10, 2004 at 18:37:59:

In Reply to: wage garnishment posted by confused on March 10, 2004 at 17:34:15:

Rule # 1:

A collector will say anything to get you to send them money- they don't care if your children starve or you can't get to work- just send them money.

Rule # 2

Talking to collectors only benefits collectors.

Rule # 3

Learn your rights and fight back.

Rule #4

Don't ever talk to collectors. See elsewhere in this section of posts for a referral to collection website. Very interesting.


To answer your question:

They can NEVER garnish a paycheck for more than 25% of the net amount after taxes. Depending on what state - they may not even be able to garnish at all. Ex. Florida: no wage garnishment if head of household or state employee.

Other states limit it tpo 10%.

Nothing can happen until and unless they get a judgment in court. Threatening a lawsuit is illegal and you can sue them and they will have to pay you - and your lawyer.

Stop talking to them right now. Send them a letter and tell them to only communicate with you in writing.

What state? If you are in a one party taping state, start recording the calls and then take them to court.


Follow Ups:

  • ps catballou 03/10/04 (0)


Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2004 Enkephalos Web Design