Bank One and what they meant by reaging my acc't..good news!

Posted by julie (24.24.68.40) on March 12, 2004 at 11:44:36:

I finally got a hold of Bank One about one of accounts that isn't charged-off. It's $400 over the limit because I was late paying on it for over 3months. Since I have made more than the minimum amount due for 3consective months now, they reaged it. Meaning, its in good standing on my credit report now,(shows current) they deleted 2 payments from it bringing my balance down some. All I need to do is continue putting as much on it to bring it under the limit and they may reopen it.
The only bad things on my credit report now is a Bank One and Discover charge-off, plus Verizon wireless(which is now under a ca I found out) because I had to close my cell phone and they charged me for closing it:( I was paying Verizon some money monthly, but they still passed it on to a CA..grrr!
I'm trying so hard to get caught up..does it ever end? The ca's hounding me for the charge-offs is the last thing I can really take care of right now. If I could have afforded to pay they wouldn't be charged-off..do they think money grows on a tree in my back yard or something,lol, if only it did!

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