Re: Gulf State Credit - Missour Office

Posted by crystal (64.83.143.13) on March 12, 2004 at 13:27:31:

In Reply to: Re: Gulf State Credit - Missour Office posted by CardReport.Com on April 25, 2001 at 02:30:12:

: Check out our *Credit Problems* section (the link
: is at left), and read our Collection Agency FAQ
: (Frequently Asked Questions) page. Also check out
: the Fair Debt Collection Practices Act, in the
: *Credit Laws* section.

: The next time these people contact you, I suggest
: directly telling them that you have read the FDCPA.
: Also tell them that you are keeping a list of each
: of their phone calls, including the time of day.
: You might also wish to order them to cease contact
: (it is best to do this, and any other communication
: with collectors, in writing.)

: One thing to find out (and get in writing) is who
: is currently the owner of the debt - the original
: creditor, or did they actually sell it to the
: collection agency. If it still belongs to the
: original creditor, and if you are interested in
: paying it off, you might try to dismiss the collection
: agency, and negotiate with the original creditor

: Note that even if the collection agency has bought
: the debt, they *are* still covered/restricted by the
: Fair Debt Collection Practices Act.

: Good Luck.

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