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help with old debt
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Posted by help 12 yr old debt (66.119.34.39) on March 15, 2004 at 06:29:01:
A little background info first. I recieved a call on 03/09/04 from a collection agency stating that they have a summons waiting to be served to me for civil and crimial charges and if i don't pay them 1800.00 they will serve me the papers. I asked them what this was for they said a loan my ex wife and I had from 1990. I told them that I believed this was paid. If they could fax me a copy of the bill or statement so i could see what this was well they more or less refused to do that, this is the first time I have ever been contacted about this. They then told me that if i paid 900.00 of it they would go after my ex wife for the rest. but everytime I would ask him to fax me a copy of the statement he'd say "we're just spinning are wheels here" then he said " we will garnish your wages you owe the debt pay it" by then i was upset scared and willing to give up my first born. My Wife now she was listening on the other phone, he says go get your checkbook we need to resolve this right now. I asked him to hold on. my wife says Don't give him our checking acct. info somethings not right here. Well he must of heard her because he hung up. He called the next day and my wife talked to him god love her he ask what i needed to be faxed to me she told him a statement or something showing what i owed he said ok when the fax came in it was a copy of my drivers license and my exwifes the paper paper we filled out tell the fin. company what our monthly bills where at the time and our income nothing stating how much the loan was for or how much had been paid. when he called to ask if she got it she told him this don't have anything that tells us what my husband owes or the agreement that they signed he told her that agreement has nothing to do with whats going on now. she did get him to say the real balance of the loan is 355.00 then he said plus 450.00 interest plus 1000.00 fees she ask him what fees he told her well he need to be paid. i'm sorry for the long intro but my question is this What can i do I think the statue of limitations should be up I live in Maryland, If i have to pay anything shouldn't be the 355.00 and how can they just out of the blue get summonds for me when i have never been contacted by phone or mail prior to this Phone call. what should i do pay it, don't pay it i really need some advise.
Thanks D.White
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