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old credit card debt


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Posted by DonM (64.12.116.198) on March 17, 2004 at 10:23:47:

I recently applied for a home loan and the bank told me i could get the loan but..... needed to pay off 7
outstanding credit cards.... I assume these debts to be charge-offs from many moons ago, as I have not heard anything from them in years! My financial status
is much better now than it was when these debts were
"charged-off".
I have to pay them but how do I contact these people
(collection agencies) to clear up these outstanding debts. Are these debts negotiable? If so how negotiable.
I have account numbers and creditor names & amounts owed. total debt about $13,000 .
Smallest amount owed $156
largest amount owed $4646
thank you for any advise you are able to give.!!!
I live in Missouri if that helps at all.
Don M


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