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Re: PLEASE HELP, Dodging REPO guy!!!
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Posted by repoguy
(24.233.86.71) on March 19, 2004 at 01:08:56:
In Reply to: PLEASE HELP, Dodging REPO guy!!! posted by Upside-Down inTexas on March 01, 2003 at 15:21:00:
I am a repo guy and I can give you the advice you need. Your safest bet is to call the finance company and tell them you realize how far behind you are and you would like to be put on a payment plan. All banks will work with you on that. It also takes you off the repo list. Additionally, from a credit report standpoint, a repo is a bad notch. If it comes down to the point where you know you cant afford the car anymore. You're much better off calling the bank and surrendering the vehicle. A voulentary surrender is much better than a repo on your credit. Good luck, Repoguy
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