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Collection calls after don’t call notes


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Posted by EEM (206.107.70.2) on April 16, 2004 at 14:09:29:

I had some problems with two of my CCC calling all the time most of the time coning in when myself or my roommate are sleep. Both of us work non-traditional work shifts. I sent both of them letters to stop any and all calls. I was already behind on payments. I them got a letter from a CA that a lawsuit was going to be filed. I had already made a payment online before getting the letter. I the letter it stated that because I had sent them a letter to stop all contact that it made it impossible to collect. I sent a reply letter that the letter was sent because of the time that the calls had been coming in at were inconvenient for myself and my roommate and that a no time did I state that corespondents in writing had to stop. I also included a copy of the letter and an extra payment to the CA. After getting the letter an cashing the check I get a call from the CA. Telling me that I had to pay x amount to stop the lawsuit. I was them told that we could work out payment plane and that it must do by electronic check as that the best way and is easier to deal with. I did really know any better and OKed to go along with. I did not feel good about it as I feel I lost control of my bank account and something just did not feel correct about the enter thing. I have done some checking into credit laws and the way I read it by her calling me (even after getting my letter that at no time resented the do not call letter or setup time for them to call and a copy of the do not call letter.) the CA may have broke the law. If so what should I do at this point? Or an I wrong all together in the way I read the law.


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