Validation is 'proof'

Posted by Marc (66.232.37.3) on April 20, 2004 at 14:46:10:

In Reply to: Does OC have to validate? posted by George on April 20, 2004 at 00:12:24:

A validation is an itemized list of what acquired the debt, and copy of your signature and postal address the credit card was sent to.

I don't believe an OC is required to validate unless you claim fraud. A CA supposedly gets copies of your statements, signature, etc. when they buy the debt. They are required to validate. If they don't validate, you can send a complaint to the FTC.

Sadly though, I doubt if the FTC will even do anything, since they are another agency with a backlog of paperwork and a bunch of minimum wage employees.

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