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Re: Why Chat - Additional Details

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Posted by Why Chat ( on April 25, 2004 at 09:33:08:

In Reply to: Why Chat - Additional Details posted by SOL Outta Luck? on April 24, 2004 at 21:46:27:

I assume you are referring to the 7 year obsolescence time period for an account remaining on your reports?

That starts from the REQUIRED report of first delinquency prior to charge-off that the OC MUST furnish to the CRA.

Have you disputed the accounts as "obsolete" with the CRA's?

Have you opted out to help prevent illegal re-aging by the CA's?

Have you sent the SOL letter to any CA's who are reporting (that refers to the LEGAL SOL for your State for filing suit, but will help prevent them from "verifying" a re-aged date with the CRA)

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