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paid in full CO IS NOT better than unpaid/listen!

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Posted by catballou ( on April 28, 2004 at 14:28:00:

In Reply to: Re: Settle or not pay?? posted by Rose in Georgia on April 28, 2004 at 12:02:40:

rose, rose. on a fico score...a paid in full charge off is NO BETTER than a unpaid one. looks no diff at all, which is totally stupid but why most dont pay a CO even if they could. come on, girl...one can TRY to negotiate what a CA will report...some will and some wont..but when they say "we will report it as paid in full" bfd...means squat on a fico. a paid charge off is just as bad as a unpaid one.

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