Re: Thanks for the info, another question (for all)
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Posted by Final Notice
(22.214.171.124) on April 28, 2004 at 18:45:30:
In Reply to: Thanks for the info, another question (for all) posted by melblk on April 28, 2004 at 18:37:49:
Of course they claim total $$$ plus fees - mo money, mo money, mo money.
Have them validate the debt, and DON'T wait by the mailbox!
My understanding is the OC has NOTHING to do with the CA. I just pulled my report and MBNA lists my account as Charged off with an outstanding balance of $0 - sold to another party.
Paying the CA is not going to clear your MBNA account nor will it improve your credit rating ....kinda begs the question of why pay does it not.
I (just my opinion and not advise) decided that my $$$$ would go for #1 Basic expenses (house,. car etc..) & #2 OC debts. Everyone else can wait for me to win the lottery. I'm honest, I work hard and I take care of my family and I refuse to be ashamed of that or jepordize it on an account that some scum bought at 2% and demands 150% for.
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