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Help! I'm beng sued by Citibank!

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Posted by Regretful Spending ( on April 29, 2004 at 00:48:33:

Hi everyone! I am in desperate need of help. I joined a debt consolidation/settlement program last Oct-03 because I was having problems meeting my payments. I am now being sued. I received a summons and tellng me I have 30 days to reply to the summons using the proper legal forms. I am in California and checked out the California Courts website to find a form, but couldn't find what form to use. Please advise. Need help really bad! Thanks.

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