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Help Why Chat on Collection letter

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Posted by Bigblue ( on April 30, 2004 at 21:13:41:

I got a call from my mother today that she got a letter from Arrow Financial Services on a Citibank account that must be over 10years old. She has not had a credit card or any other credit account for well over 10years when she divorced and was bedridden for almost 2 years. I told her not to call them back or pay a thing to them. I believe the SOL in CA is past and is over the 7 year limit to report it what should I have her do. I was thinking of having her Opt out and send them the Validation / Dispute /cease and desist letter from Why Chatís web site. Then check her credit report to see if it reported if it is what then?

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