Re: Does a collection attorney have to have a license to collect...

Posted by Crazy In Alabama (68.212.205.246) on May 05, 2004 at 12:18:01:

In Reply to: Re: Does a collection attorney have to have a license to collect... posted by J kelly on May 05, 2004 at 10:46:22:

Thanks!
My problem with sending the SoL letter is that I have not heard back from the Collection Attorney with the actual date of this debt.

Like I said, I have lived in a different state for just over 7 years and I can sort of figure out the year of this debt as being either 1993 or 1994. Since they have not given me the info I have requested it is hard to send that letter.

Keep in mind--with my verification letter I did have one paragraph that read "I have not live in Virginia in 7 years and not in the city you collecting in for 3 years before that, and I have had no indications over the past 10 years that I left any debt unpaid."

*sigh* I just wish I knew for sure they would drop this and leave me alone. I have a new born infant with a heart condition and I really don't need this stress. You know?

Thanks for the help!

Did I ever mention that what I can tell from the "account number" on the collection letter --this debt is for a car loan... "buy here pay here" deals. When I financed the car the dealership told me they don't report to credit bureaus and this item has never been on my credit. I had this vehicle for one month. It stopped running and they wouldn't fix it...so I stopped paying and they came and took it. I think I made like one payment on it. I was young.... just turned 21 and had no clue about credit.

Thanks for all your help

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