SoL question
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Posted by Jay
(4.8.37.219) on May 07, 2004 at 19:51:39:
Long story real short:
I co-signed on a car loan in 1997 and the car was repossessed in 1999. I get a CA letter demanding I send them $11,136.45 (the balance plus interest).
Anyway, I just pulled my 3-in-1 credit report. Equifax says the payment was 30 days late on Febuary 1999. Experian says it was 30 days late on July 1999. Which one do I go by?
The SoL in Florida is 5 years. If the Equifax report is correct then I'm off the hook for the debt, right? Also, does the "Charge Off" date have anything to do with the SoL? Thanks!
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