Home
Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
International
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts
   

Re: Asset Acceptance


[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by casey (24.12.116.215) on May 11, 2004 at 01:48:55:

In Reply to: Re: Asset Acceptance posted by Paul on May 11, 2004 at 00:16:44:

Geez Paul - thanks for the info here and in my prior post re SVC. How did you find them? I searched all over trying to find out who they are.

Since you seem so dang knowledgeable may be you can answer a couple more. I pulled out an old CR (from 8/2001) Providian had a charge off in June 2001 for $700 (last payment on the account was Nov. 2000) Providian sold the account to Asset (not sure when cuz there are a couple of dates listed under Asset, either 2002 or 2003) but now I pulled an online report last week and Providian has "updated" the report and changed the dates and amounts on the charged off account, to match Asset's. Asset is also listed on the CR, different dates and not quite the same amount as Providian, and different account number, and now the amount owing is over $4,000. Everyone here says that once an account has been "sold" the OC is supposed to list the balance as $0. What do I do about that?

Asset filed suit against me last week. The caption on the Complaint is "Asset Acceptance, LLC as Assignees for Providian." The only supporting doc for the complaint is an 8 month old "Affidavit" from an outsource manager at Asset saying they bought the debt from Providian and the amount owed is supported by the attached accounting which was 1 line from a credit report entry that THEY made (showing date of last payment being March 2003). The Plaintiff in this caption is only Asset, no Providian anywhere. The date of the Affidavit is September 2003 and the suit was filed April 2004 (interesting too that it is entitled "Group" Exhibit instead of "Plaintiff's" Exhibit, makes me think it's an exhibit they attach to numerous complaints". I know this is in violation of S.Ct. Rule that states if the complaint is regarding an agreement a copy of the original agreement is supposed to be attached or an affidavit stating why it isn't.

Any tips on winning my request for dismissal I asked for in my answer to their complaint? I said I have no knowledge to their claim I owe them. They listed as No. 1 that I had a credit agreement with Providian and an account number. I did say I agreed with that in part - I agree I had at some time in the past an account with Providian but I don't know what the account number was. Then they went on to say how I charged stuff and took lines of credit, then they claimed they were the Assignees of Providian and now I owe them $4,700 and how both Providian and they tried to collect on this debt. I denied all of that.

Thanks for any info.


Follow Ups:



Post a Followup

Name:
E-Mail:

Subject:

Comments:

Optional Link URL:
Link Title:


[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]

 

    Top Of Page

  

Copyright © 1999-2004 Enkephalos Web Design