Re: Question on Collections-Lawyers

Posted by Why Chat (209.240.205.61) on May 17, 2004 at 13:52:51:

In Reply to: Question on Collections-Lawyers posted by Problems in Kansas on May 17, 2004 at 11:02:49:

Was your last payment to the original creditor on the account while it was still in USE??

Is this your only debt?

The decision to sue will be based on your reaction to their letter.

If you ask for "validation" or send a "limited cease and desist" letter, the chances are they will sue, as your response indicates you CARE about your credit and are more likely to PAY to avoid a judgment, or have assailable assets they can lien or a job where they can garnish your wages.

I suggest you protect your bank accounts, do not answer your phone (use an answering machine) and do not reply to their letter.

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