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Ohio SOL - Credit Union

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Posted by OhioConfused ( on May 17, 2004 at 23:23:59:

I've been served with a summons in county municipal court for a loan I had with a credit union while working in California.
Although I was based in California and signed the "Consumer Loan Disclosures and Loan and Security Agreement" there, the headquarters for the credit union was in IL.

The term of the loan was 36 months and the loan amount was approx. $5300.00.

My last payment on the loan was in 1993 and I received the summons this past week (May, 2004) but it was filed in municipal court in 2002. (I've been out of work collecting only SSDI since July 1993).

What SOL applies to this (it seems like everything I've read on here concerning SOL pertains to credit cards)?

Any help or directions to the applicable state statute would be appreciated.

Thanks in advance.

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