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Re: LADYNRED,,,, FOLLOW, Is it at Charge-off or DOLA


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Posted by LadynRed (199.91.33.254) on May 19, 2004 at 14:41:09:

In Reply to: LADYNRED,,,, FOLLOW, Is it at Charge-off or DOLA posted by Maurice on May 19, 2004 at 00:04:13:

Why are you using THAT section of the statutes ?? There is no Tortuous injury in not paying a bill ! That section involves property, not a credit card account.

The KEY here is the cause of action, which 99% of the time is when you actually BREACHED the agreement. Your 'breach' did not occur with charge-off, it occurred when you went delinquent. Even the credit card companies will write in their pre-charge-off dunning letters that you are in 'breech of the agreement'.

You really need to look at WhyChat's site:
http://community-2.webtv.net/Y-Chat/WhyChatsCredit/page31.html




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