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reporting time limits on CRs/might be better to leave as CO
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Posted by catballou
(4.14.164.171) on May 25, 2004 at 14:58:23:
i think now it may be better to simply leave a CO as a CO even tho it was in BK. it will add years to the reporting time to include it in the BK. here is TU time lines on reporting..direct from their CR. 1/..judgements paid or unpaid, 7 years from date entered 2/..tax liens unpaid, indeterminate, depends on state 3/..adverse items 7 years frm date of delinquincy 4/..positives..10 years frm date account closed or paid 5/..BKS,,,,10 yrs from filing /voluntary dismissed 7 yrs. 6/...accounts included in BK 7 years FROM DATE FILED..not 7 years from delinquincy of account. you can have a 3 year old CO and it is still 7 more years frm date BK was filed.
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