Collection Agency harrassment for 15 yr old debt
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Posted by laurell
(149.174.164.20) on May 27, 2004 at 10:34:02:
I recently received a dunning letter from a CA stating that I owe close to $4000 (original amt plus int & collection fees) for an outstanding debt. I don't remember ever doing buisness with the original creditor, so I called the CA and told them I don't owe the money. The CSR I spoke with said the original debt is from 1989 and the last payment was in 1992. I asked them to send me something in writing to prove that it was my debt. So they sent me a notarized statement signed by someone from the CA. What are my options? I live in NJ and the SOL is 6 years.
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