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Posted by Eric (69.137.69.210) on May 28, 2004 at 16:29:36:

Hi guys . . .

Here's my situation:

Around $25,000 on 10 CC. stopped paying them all at the same time and am now about 2 weeks away from them starting to charge off.

Today, after no contact for 5 months, I called each one to see what could be arranged. Some were better than others, but bottom line is $545/month will take things back to current. All accounts are closed at this point.

I think that I can make that payment (just paid off my truck loan & my salary went up a bit). It will be a bit of a struggle, but is it worth saving my credit ~ is it too late to save my credit etc.?

My main concerns are:

~buying a house in the next couple years
~being sued
~frozen checking account
~constant harrasement
~Having a clean slate & conscience

PLEASE HELP =)

Thanks'
E


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