Judgment question for whycat
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Posted by CollectorsSuck (141.154.71.223) on May 31, 2004 at 15:01:06:
This case is straight forward situation. Out of the blue i receive a letter from collection attorney representing a assignee of capitol one bank. saying that i owe them 5000.00. immediately they initiate action against me to acquire lien on my property. ultimately they were successful. i dont know how but they were.
Judge must have been on drugs or something. Anyways They never validated anything, they sent crazy letters with different court dates, different amounts on the debt i have a copies of my credit reports in 2002 in which there is no account list for this account. Negative Accounts are to be reported for 7 years. As of January 23, 2002 this account was not present on any of my reports. If this debt was mine 7 years from this date would have brought the closing of this account to January 23, 1995. According to the statute of limitations in Massachusetts the account is to be considered out of statute of limitation no more than 180 days after the date the delinquency first occurred leading to a default which would have brought it to June 23, 1995. Six years from June 23, 1995 is June 23, 2001. their suit was filed in 2002. ultimately filed after such Statute of limitations has expired. judge ignored this. in total there were three judgments issued without validation illegally. either the debt wasnt mine, or the debt was simply to old. any suggestions???
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