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New CA for my MBNA account... now I'm confused again.


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Posted by DrlAudio (216.146.71.114) on June 01, 2004 at 16:31:53:

I just went through the "Arbitration" process with Wolpoff Abramson over an account with MBNA. Of course, I refused arbitration, and requested validation. As expected, W&A ignored both and went ahead and were awarded their arbitration award against me. I EXPECTED that a few weeks later, I'd get a letter from a local attorney asking for the money for the arbitration award. But...

What I got was a letter from a local attorney asking me to pay "their client".. MBNA! The letter does not mention W&S antywhere, OR the arbitration. What gives? Any ideas? Are these guys working for W&A, or MBNA? How do I find out?

Is there a way to find out if this account has been purchased or assigned? what's the difference, actually?

And how should I respond to this new CA? Another Validation Request? The letter says I have 30 days to respond, or they'll "Assume the debt is valid". Sounds like a first collection letter to me. hich is what's so surprising about it, after going through W&A's arbitration crap already.

Any thoughts? Ideas? Advice?


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