Public Forum
Credit Reports
Apply For Cards
Credit Directory
Credit Overview
Credit Problems
Credit News
Credit Glossary
Purchase Books
Credit Laws
Business Credit
Merchant Accts

Re: help understanding SOL and credit report

[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]

Posted by Why Chat ( on June 02, 2004 at 20:25:33:

In Reply to: help understanding SOL and credit report posted by Jack on June 02, 2004 at 15:17:37:

I suggest you opt out before you do ANYTHING.

Go to my website, link is "Opt Out & Report Fraud"

This will prevent your creditors from knowing you are tring to clean up your credit.

Once that is done( wait 3-4 weeks). Go to the "special letter" section on my website, look for the "Letter To Health Care Provider- HIPAA". Use that ( insert a) follow the instructions EXACTLY to pay the dentist bill directly.

Do nothing to alert the CA on your $6,000 chargeoff -- if you have moved, after the Opt Out has taken hold, dispute your previous address as "not mine-never lived at 12345 X Rd nowhere, Ca." They ALWAYS make SOME kind of error on addresses, so you will not be lying.

In 2 years, March of 2006, you will be safely beyond SOL on the credit card debt (dating from first delinquency-6 Months prior to chargeoff) You can then send the CA the SOL letter from my website.

Follow Ups:

Post a Followup




Optional Link URL:
Link Title:

[ Follow Ups ]   [ Post Followup ]   [ Credit Forum Index ]


    Top Of Page


Copyright 1999-2004 Enkephalos Web Design