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Posted by chiqui99 ( on June 05, 2004 at 13:27:43:

When I found this Forum like a year ago I was really
confuse about my credit and what to do with all the charge off and all negative information in my 3 reports. But I star following intructions on how to do these and that how to dispute and my 3 credit reports an my husband is about to be clear the CRA delete the items tha I dispute for re-aged and the other chargoff information is goig to be out finally
at the begining of the next year my score in one of them is 624 and my husband 688. We did not have nothing to loose so we opt for ignore them. Since we always use a POBox for all our mail they counld not
send us any paper from any lawyer. Now I have a credit card also my husband and he has a car that he took a loan, yes with a high interest but he is rebuilding his credit anyway. Thanks to everybody in these board for all your anser to my question. You help me a lot in my bad times but I am doing great now. I hope this help the newbies.

thanks again


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