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does federal law matter with sol,when states is not clear??


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Posted by leslie (68.212.134.72) on June 06, 2004 at 13:03:39:

when a states written law about sol doesnt
clearly say bank credit cards(as in the case of floridas-seems even on website links on whychats
page, some say 5 some say 4,) so, my question is:::
1) which is it 4 or 5? does anyone on this forum
know??
2) since it isnt spelled out in the statutes for
florida, and it says written contract-which most
ca's and judges probably consider it, where does
one look to clarify and prove that it is 4 years,
going on the federal law that credit cards are open accts.& revolving accts. on my credit report my credit cards are listed as revolving or open.
PLEASE help, i want to send a crooked ca/bad debt buyer
who is harrassing me a sol letter, but 5 years isnt until sept.04, ldoa 9/99 on credit report, if it is in fact 4 years then it has already passed. i have to admit that getting a clear answer on this is really making me upset, (florida has written this statute to confuse, conveniently leaving out bank credit cards on there! i'm tired of this , and if anyone can help with some definitive answers or point me to where they are
it would be great, because i need to act on this threatening letter ,ASP.
thanks to whoever may have knowledge.


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