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how much does one late payment hurt


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Posted by Worksucks (216.249.93.51) on June 07, 2004 at 23:18:51:

i goofed and forgot to make a payment on my wife's credit card last month (balance was $24, minimum was $10). We have never missed a payment on this card which we have had for 3 years. She just recently paid off a student loan and we are current are an 1 year installment loan that has zero interest for 1 year. No adverse on her credit. How much of a hit will this be on a her credit score? Will it be like 10 pts or like 50? and will it go away over time? Is it worth asking the bank to remove the note that we were late once if we treaten to close the account? We are in California and my credit score is over 720.


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