Re: Creditor Texas Calling Neighbor PLEASE RESPOND!
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Posted by LadynRed
(199.91.33.254) on June 10, 2004 at 14:37:50:
In Reply to: Creditor Texas Calling Neighbor PLEASE RESPOND! posted by Help FAST! on June 10, 2004 at 12:13:59:
If it is truly a collection agency calling, then what they are doing is racking up FDCPA violations. Per the FDCPA, they can call a neighbor ONCE to obtain location information, after that, repeated calls are violations. The FTC says using your neighbors as messengers is also a violation. If its the original creditor, then they can get away with murder. As for calling your DH, you DO live in a community property state and even if the account is ONLY in your name, you BOTH are likely liable for the debt if you've used the card during the marriage.
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