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Late credit card payments


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Posted by what a mess - Texas (24.0.204.41) on June 11, 2004 at 15:39:01:

I have a large ammount of credit card debt. I lost my job and tried to keep up with the payments till I just couldnt do it any more. Most of the cards are now 90-120 days or more past due and each has said they are going to send them to a collector.

My house payments are up to date and I owe nothing on my cars. I have two rental properties that both have liens on them and are also up to date on payments. All secured debt is up to date.

If I file BK- either chapter 13 or 7 can they touch my house (which is homestead) or my rental properties ? Take them ? or put a lien on them ?

On My Way to Lawyer Office next week---

Thanks in advance


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