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Re: Looking for Help to pay off ceditor(s)


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Posted by Why Chat (209.240.205.61) on June 13, 2004 at 09:30:35:

In Reply to: Looking for Help to pay off ceditor(s) posted by ladybugbear on June 13, 2004 at 05:56:14:


Be VERY careful, sometimes "paying off" creditors will HURT your credit more than it will help.

First, if you have not already done so, OPT OUT.

Next, get snail mail copies of your individual credit reports to see EXACTLY where you stand.

Check the SOL in your State to see where you are in relation to the charged off debts.

There is NO WAY you are going to be able to pay your original creditors anything, your accounts have been long since charged off and sold to 3rd part CA's.

If you have MEDICAL debts, you CAN pay those to the original health care provider using the HIPAA forms on my website.

On any credit card debts, depending on when they were last paid on (to the original creditor) and your State, you probably would be better off NOT trying to pay on them, as it will only lengthen the time they will remain on your credit reports, and will cause you MORE problems than you have now.


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