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Leverage, or just sit tight?
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Posted by GettinHip2it (69.119.239.155) on June 16, 2004 at 12:47:44:
Hi all Getty here: Okay, I filed my complaint against Orchard Bank for reporting the same account 3 times (same acct# same open date, but different DOLA information) on my CRs for over three years. They were disputed and verified time and time again with the CRAs. I wrote Orchard 4 letters and they first tried to alter the info without replying to my letters, but once were boxed into a corner by my final ITS, made the mistake of admitting in writing that they screwed up and would delete the additional accounts. When I told them they still were liable to me for damages they were like, "we maintain we didn't break the law, so you do whatever you need to do." So I filed a complaint in federal court this morning. I requested a fee waiver so an index # hasn't yet been assigned, but do you think I can use this as leverage already by sending them a copy of my stamped complaint saying "One last chance to settle, before I go up your a$$es with a flashlight!!" Or should I just leave it and serve them with a summons once the index# is issued?
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