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Unpaid Overdraft???????? HELP!


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Posted by Mike (66.185.84.70) on June 16, 2004 at 14:06:50:

Hi,

I am currently 22yo. When I was 19 I got a checking account from CIBC bank with $500 overdraft protection.

I stopped using the account with about $300 in unpaid overdraft protection left on it.

Its been 2-3 years I have heard nothing from the bank in over 2 years.

Im am applying for a new car loan so I want perfect credit. I did a credit check and my credit is rated at 761 FICO score which is not bad with no flaws and no evidence of unpaid overdraft.

What happened to my unpaid overdraft?

I owe $300
-no notices from the bank in 2 years
-still have flawless credit

Did they write it off? or what happened?




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