Sears - Is this reaging?
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Posted by Fishyhead
(68.225.235.181) on June 20, 2004 at 05:45:25:
I live in CA and the SOL for this account was 05/2003. On my Experian report, Sears reports that they wrote off the account in 02/2000. They continue, however, to show Collection activity and a Balance history since 03/2002 to 04/2004. Below is a cut and paste of the information:
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
Account History:
Collection as of 3-2003, 2-2003, 1-2003, 12-2002, 11-2002, 10-2002, 9-2002, 8-2002, 7-2002, 6-2002, 5-2002, 4-2002, 3-2002
Charge Off as of 12-1999 to 2-2002
180 days as of 11-1999, 10-1999
150 days as of 9-1999
120 days as of 8-1999, 7-1999
90 days as of 6-1999
60 days as of 5-1999, 6-1998
30 days as of 5-1998 Balance History:
$0 04/2004
$0 03/2004
$0 02/2004
$0 01/2004
$0 12/2003
$0 11/2003
$0 10/2003
$0 09/2003
$0 08/2003
$0 07/2003
$0 06/2003
$0 05/2003
$0 04/2003
$0 03/2003
$0 02/2003
$0 01/2003
$0 12/2002
$0 11/2002
$0 10/2002
$0 09/2002
$0 08/2002
$0 07/2002
$0 06/2002 Between 6-2002 and 4-2004, your credit limit/high balance was $2,020
~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ Is this re-aging?
What can be done?
Can I sue them for FCRA violations? (27months*$1000) Sincerely, Fishyhead.
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