|
|
Risk Management and Midland Management...Help!
[ Follow Ups ] [ Post Followup ] [ Credit Forum Index ]
Posted by Elizabeth
(64.12.116.84) on June 21, 2004 at 18:06:18:
I got in the mail a letter from a Risk Management Alternatives. In the heading it has:
Creditor: Midland Credit Management (OC was a Dept. Store CC)
Ref# (the old account number for the department store CC)
Balance: $110 more than the charge off amt. for the CC
"the above account has been placed with this company for collection" And then later in the letter it says, "On behalf of Midland Credit Management, Risk Management Alternatives reports debts with balances over $50 or higher to one or more reporting agencies, to be posted as a collection item to your credit file." But if I pay it within 30 days, it will not be reported.
The SOL has run out for this debt in my state....5 yrs for open accounts. My main goal is to keep them from reporting this on my CR. How can they list this on my report on behalf of Midland, when Midland already had it on one of my CRs? There are so many different DV letters one can use. What is the best letter to send them? I don't want this on my report and I dont want to deal with them and I dont believe the amount is correct. (also I believe they are reaging this account)
Thanks for any help!
Follow Ups:
Post a Followup
|
