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Re: Capital One bought old Discover now showing new DOLA


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Posted by Why Chat (209.240.205.61) on June 25, 2004 at 20:03:07:

In Reply to: Capital One bought old Discover now showing new DOLA posted by Shelton C. on June 24, 2004 at 22:36:30:


You MAY be in luck.
The Tn. laws on reaffirmation are pretty strict. They require a signed agreement by BOTH creditor and debtor, and I doubt very much the"rewrite" you signed wih Crap 1 fulfills that requirement.
( Tn. page linked below)
OK, here is what you do.
Send in a dispute to the CRA,as follows:
This account is not mine, I have no such account with this creditor for this amount for this date, it is a fraudulently reaged account ( give original Discover acct. # if you have it) that had a DOLA in 1996.

IF it is verified,then send the SOL letter from my website, DO NOT refer to the Crap1 acct. dates at all, but state that any fraudulent reaging by First Rsolution is a violation of the FDCPA and FCRA and (name of your State)'s consumer protection laws.



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