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Re: Eskanos & Adler sueing over a seven year old credit card account


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Posted by JR (66.159.199.55) on June 25, 2004 at 20:15:42:

In Reply to: Eskanos & Adler sueing over a seven year old credit card account posted by JR on June 15, 2004 at 02:28:59:

Hello everyone. Thanks for all your responses. I've been doing some research and this is what I have found. They filed a complaint against me on April 20(it was written April 13 (before they even got my first letter and a few days after they sent the "pay or we will sue" letter). The only thing I got officially served was the Order to Show Cause and the case management hearing. They have chosen *not* to serve me with the summons and complaint. Which why the court generated the OSC that I got in the mail. So I wrote another letter demanding verification. Which I got which proves the account is seven years old. Date of last activity was September of 1997. And yet these guys had the nerve to tell me I had 15 days to arrange to make payments. California has a four-year statute of limitations on unpaid debts. That means that creditors or debt collectors can't sue, or threaten to sue, for a debt that is more than four years old. I wrote them back and told them that their efforts to try and collect violated the federal Fair Debt Collection Practices Act. I am under no legal obligation to fulfill CreditOne LLC fantasy. I also filed complaints about them with the proper state and federal agencies.

Just for fun I've inclused a link to their web page



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