Re: SOL when does it actually start

Posted by Keyser Soze (64.12.116.84) on June 28, 2004 at 20:14:44:

In Reply to: SOL when does it actually start posted by Need Help ASAP on June 28, 2004 at 19:40:40:

CA's must stop collection activity until validating properly, not just by some half-gassed poop-sheet with your name, alleged amount, printed up in 'Dumpy Dinkin's' back-room at the JoyKabanaBoyToy KitKatKlub.
Their failure to do so violates federal regs.
SOL starts when you miss a payment due, which you do not make up. Example: You miss July. You pay August and September minimum payments, you do not make up July. Default date is due date of missed July payment, when SOL starts.
180 days later, OC 'charges-off' debt, by law, assigning or selling it to some dumpy-winged outhouse-fly mutant collector.

How it's misquoted, Example: From the Anals of Florida Jurisprudence. Legendary Palm Beach Barrister, Hubris Shatfitz, collection lawyer extraordinaire, tells court default began not in July, but in October - per above example - claiming the next month missed was after the September date followed by the fourth blue moon rising above a plate of roast beef hash without ketchup but with diced onions. Confusing. Meaningless. Bullshale. Shaftitz rambles on, claims - falsely - you defaulted in October, but could use card another six months, therefore default occurred....next leap year, 2185.
Clever, too clever by half. SOL starts on date you miss a payment due which is not made up.
Link to SOL's from this page. Credit cards are oral, not written, contracts. Forget Shaftitz, who claims they're written, and sues past written SOL, justifed by the formula, below:

SOL Date = Default Date + l80 Days X the
Square Root of your Zip Code X The Crack
Dealer's bill X Amount owed to pimp; all
divided by the number of cracks you
step on to break your mother's back.
(As in the old nursery rhyme.)

Or similar psychotic blather. False, misleading, bullshale, vicious, fraud before the court; but look, we are talking about 'collections professionals.

Psychotically,

Keyser Soze

"Now it's dark."
- Frank Booth, "Blue Velvet",
c. 1986, David Lynch

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