Negotiating with Collection Agency RE: Charge-off
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Posted by David on June 16, 2001 at 19:41:47:
Does anyone have any information of recommendations for how to negoiate with a collectoin agency to get them to delete the whole account from my credit report? I have a few Charge offs that are 5 years old and I would like to pay them off now and clear up my credit at the same time. The debt amounts are relly little like $300 to $400. For me, I see it as a win-win situation if they delete it. I get my credit clear and they get their money. Just, how do I tell them that and get paper assurances that they will and can delete the information off of the reports? Thanks
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