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Re: Utility collection from '96
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Posted by Linda on June 26, 2001 at 09:34:48:
In Reply to: Utility collection from '96 posted by joan on June 26, 2001 at 02:16:49:
Are you still a customer of this utility company? According to this page, the statute of limitations for suing you to collect is 6 years:
http://www.cardreport.com/laws/statute-of-limitations.html However, there is no statute of limitations for trying to collect. I would call your state's utility commission about there billing practices. Not billing you and then putting it on your credit report doesn't seem right to me, expecially if you are a current customer, or otherwise easy to find - seems pretty negligent to me. Linda
: What is the statute of limitations to collect a debt in Pennsylvania. In January this utility co. didn't have a record of an account that appeared on my credit report. Now, they not only have a record, but they gave it a brand new number and the only documentation they have is my former name, former address, SS# and collection amount. I have never received any bill or correspondece from them, and now they have sold it to a collector, who had no problem at all finding me the first try. Equifax is reporting as open and TU is reporting as closed 5/96. I have disputed this 3 times with each CRA but it keeps coming back verified. I asked the elec. co. for validation, but they said the auditors declared it my debt in 1999. So, they cannot provide me with signature, or any payment record. They can't prove this debt is even mine. What should I do?
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