Credit Reporting - Settled Debt
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Posted by Luna on June 27, 2001 at 13:45:44:
I settled credit card debts almost 18 mos. ago. I am in the process of trying to clean up my credit. Two of the credit companies show my account at 0, the other one shows the amount they "forgave" me on my credit report as an unpaid balance. The woman at the bank who issued the card explained to me that it is their policy to show the "forgiven" amount even though the account is settled? Is this right? Is there any recourse I can take to get the number to zero? The account has been paid!
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