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Hearing/NC Please Help!!
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Posted by Indebt
(208.25.243.190) on July 01, 2004 at 08:46:52:
The DOL 2/02 and yes I am judgment proof. I own mobile home, paid for, 2 vehicles and a motorhome. Still within SOL. I never disputed account and now have a law suit. MBNA has arbitration award and are trying to confirm with the court for judgment. Hearing scheduled 7/26/04. Filed answer and defendant's opposition to motion for summary judgment. I called and offered 80% of balance which is 100+ of original debt. They said client would not settle for less than full amount. They offered consent judgment and payment plan. Judgment would be cancelled after balance paid in full. I asked them to put in writing, also to document that they would update credit report with "paid as agreed". They said that was up to the plaintiff. What do I do? I don't know what to do because I don't want a judgment on my record but don't have money to pay full amount now. They say to avoid judgment I must pay full amount now. Otherwise payment plan will be judgment against me. Not to default on judgment. Attorney is Smith and Debnam.
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