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WhyChat can you help me PLEASE


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Posted by Un-user (129.44.218.154) on July 01, 2004 at 14:35:50:

I have Collection Agency calling me for CC that have been charged off (defaulted 4 yrs ago).... I really can't pay them off and everything I've read it wouldn't help my credit only hurt it.

I have a large check coming to me - which I plan on paying off my car and a CC I have in good standings the rest will go into a 401K (seeing it wouldn't help my credit report to pay off the others) the promble is I have to deposit the check into my account for at least 5 business days before I can with draw it out, will the Crediter find out in that short of time a large deposit was made? I OPT out about 2 or 3 weeks ago...... PLEASE HELP

Thank you


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