Re: MNBA
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Posted by J Kelly
(151.197.123.138) on July 06, 2004 at 10:38:46:
In Reply to: MNBA posted by golf on July 06, 2004 at 10:18:04:
When was the last time you paid MBNA on this account before the account became deliquent and was never brought current again.
Your home is protected in Texas. Texas is a non garnishment state. What you need to be aware of is your bank account. PROTECT YOUR BANKING INFO NOW. If you have ever paid the original creditor with your current banking info. Close the account NOW, open a new account, in a different bank. If it is a joint account that they are trying to collect on, don't keep much money in the bank at all. If they can convince a judge that you will take the money out of the bank in order to avoid paying the debt, they can freeze NOT seize your bank accounts. I don't think this is a frequent occurrence, but it can happen. So........an ounce of prevention!! Bankrupcy is a fresh start. With that much debt, you might want to go ahead with the bk. http://www.thebankruptcysite.com/what_do_i_keep.htm
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